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ACC Privacy

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                                                                                                                                                                        Rev. 10/2010

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
      •
Social Security number and income
      •
account balances and payment history
      • credit history and credit scores
When you are
no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Automotive Credit Corporation chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Automotive Credit Corporation share? Can you limit this sharing?
For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes—
to offer our products and services to you
No We don’t share
For joint marketing with other financial companies No We don’t share
For our affiliates’ everyday business purposes— information about your transactions and experiences No We don’t share
For our affiliates’ everyday business purposes— information about your creditworthiness No We don’t share
For our affiliates to market to you No We don’t share
For nonaffiliates to market to you No We don’t share
Who we are
Who is providing this notice? Automotive Credit Corporation
What we do
How does Automotive Credit
Corporation protect my personal
information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to nonpublic information to employees, as necessary to service your account. We safeguard nonpublic information consistent with industry standards for similar sized companies.
How does Automotive Credit
Corporation collect my personal information?
We collect your personal information, for example, when you
apply for financing or give us your income information
pay us by check or give us your employment history
give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing? Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes—     information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Automotive Credit Corporation has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Automotive Credit Corporation does not share with nonaffiliates so they can market to you
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
 
Automotive Credit Corporation doesn’t jointly market